In this way, you can get a sense of your current investment and your expectations for the future. Check whether your current investment strategy is sufficient or if you need to change it.

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If you change the yellow marked cell to your current data, you will get the relevant results.

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Four parameters are involved:

• Current Portfolio: This is a list of all your investments, including Mutual Funds, Bonds, Fixed Deposits, ULIPs, and Real Estate. Everything except the house you live in should be included 

• Years Till Retirement: Number of years you have left before you retire. Let's say you are 48 years old and you will retire at 58 years old. Thus, 10 year more working life

• Yearly Addition Till Retirement: Total yearly addition that a person can make till he is working

• Monthly Expense: Amount you will be needing monthly to met you need. As an example, your current monthly expense is 2 lakhs, while 1 lakh is for your children's education. Thus, you will be requiring 1 lakhs equivalent of money after retirement to met your lifestyle expense.